3 [Fatwas of the Imam Mahdi about the banks]

[Fatwas of the Imam Mahdi about the banks] 

– 3 –
Imam Nasser Mohammad Al-Yemeni
10 – 09 – 1433 AH
29 – 07 – 2012 AD
09:04 am
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Only Allah is defending from the oppression to the obliged-distressed whom the need has forced him to endure the multiplied usury, and He declares the war against owners of usury profits

In the name of Allah the All Merciful, the Most Merciful, prayer of forgiveness and peace be upon my grandfather Mohammad messenger of Allah the beloved of my heart, and his virtuous family and all the followers to the Truth till judgement day, after this..

Allah’s peace, mercy and His blessings be upon you.. O my brother Ahmad Al-Sudani, Allah the Most High said:

{..and if you repent, then you shall have your capital..}Truthful Allah the Great [Al-Baqarah] 2:279
{وَإِن تُبتُم فَلَكُم رُؤُوسُ أَموَالِكُم} صدق الله العظيم [البقرة:279].

So whom (Allah) commands him in repentance? Is he the obliged distressed-needy for taking the money from the rich in exchange to return it with a profit in excess of the capital? Or is it that Allah commands in repentance of people with capital who they lend the people with usury? Verily ponder over what came in the decisive Reminder, surely you will find the speech is directed to those of capital in defense for the impoverished-insolvent and the needy. Allah the Most High said:

{O you who believe, devour not usury, doubling and redoubling, and keep your duty to Allah, that you may be successful.}Truthful Allah the Great [Ãli-´Imrãn] 3:130
{يَا أَيُّهَا الَّذِينَ آمَنُوا لَا تَأْكُلُوا الرِّبَا أَضْعَافًا مُضَاعَفَةً وَاتَّقُوا اللَّهَ لَعَلَّكُمْ تُفْلِحُونَ} صدق الله العظيم [آل عمران:130].

So who devours the doubled usury from the people’s money unjustly surely those whom Allah threatened-promising them with the chastisement. And Allah the Most High said:

{And for their taking usury — though indeed they were forbidden it — and their devouring the property of people falsely. And We have prepared for the disbelievers from among them a painful chastisement.}Truthful Allah the Great [Al-Nesã`a] 4:161
{وَأَكْلِهِمْ أَمْوَالَ النَّاسِ بِالْبَاطِلِ وَأَعْتَدْنَا لِلْكَافِرِينَ مِنْهُمْ عَذَابًا أَلِيمًا} صدق الله العظيم [النساء:161].

And Allah commanded the rich in not taking the added usury over the capital from the needy ones whom they lent them the money to get their need to the fact (if they do charge them) they have a big reward for that as like the charity with their Lord, and if they refused but to take the added usury surely Allah would never increase lending with Him, and they would never find a loyal-friend nor supporter besides. Allah And Allah the Most High said:

{Don’t they that Allah enlarges provision and straitens (it) for whom He pleases? Certainly there are signs in this for a people who believe.(37) So give to the near of kin his due, and to the needy and the wayfarer. This is best for those who desire Allah’s pleasure, and these it is who are successful.(38) And whatever you lay out at usury, so that it may increase in the property of people, it increases not with Allah; and whatever you give in charity, desiring Allah’s pleasure — these will get manifold.(39)}Truthful Allah the Great [Al-Roum] 30:37-39
{أَوَلَمْ يَرَوْا أَنَّ اللَّهَ يَبْسُطُ الرِّزْقَ لِمَن يَشَاء وَيَقْدِرُ إِنَّ فِي ذَلِكَ لَآيَاتٍ لِّقَوْمٍ يُؤْمِنُونَ (37) فَآتِ ذَا الْقُرْبَى حَقَّهُ وَالْمِسْكِينَ وَابْنَ السَّبِيلِ ذَلِكَ خَيْرٌ لِّلَّذِينَ يُرِيدُونَ وَجْهَ اللَّهِ وَأُولَئِكَ هُمُ الْمُفْلِحُونَ (38) وَمَا آتَيْتُم مِّن رِّبًا لِّيَرْبُوَ فِي أَمْوَالِ النَّاسِ فَلا يَرْبُو عِندَ اللَّهِ وَمَا آتَيْتُم مِّن زَكَاةٍ تُرِيدُونَ وَجْهَ اللَّهِ فَأُولَئِكَ هُمُ الْمُضْعِفُونَ (39)} صدق الله العظيم [الروم].

And only Allah is defending from the oppression to the obliged-distressed whom the need has forced him to endure the multiplied usury, and He declares the war against owners of usury profits. His word the Most High:

{O you who believe, keep your duty to Allah and relinquish what remains (due) from usury, if you are believers.(278) But if you do (it) not, then be informed of war from Allah and His messenger; and if you repent, then you shall have your capital. Wrong not, and you shall not be wronged.(279)}Truthful Allah the Great [Al-Baqarah] 2:278-279
{يَا أَيُّهَا الَّذِينَ آمَنُوا اتَّقُوا اللَّـهَ وَذَرُ‌وا مَا بَقِيَ مِنَ الرِّ‌بَا إِن كُنتُم مُّؤْمِنِينَ ﴿٢٧٨﴾ فَإِن لَّمْ تَفْعَلُوا فَأْذَنُوا بِحَرْ‌بٍ مِّنَ اللَّـهِ وَرَ‌سُولِهِ وَإِن تُبْتُمْ فَلَكُمْ رُ‌ءُوسُ أَمْوَالِكُمْ لَا تَظْلِمُونَ وَلَا تُظْلَمُونَ ﴿٢٧٩﴾} صدق الله العظيم [البقرة].

O Ahmad, verily who is the addressee? Are they whom increase (their money) with usury from the money of the needy or He is addressing the needy ones and threatens them with the war? What is the matter with you how can you judge? So ponder over the aright word once again:

{O you who believe, keep your duty to Allah and relinquish what remains (due) from usury, if you are believers.(278) But if you do (it) not, then be informed of war from Allah and His messenger; and if you repent, then you shall have your capital. Wrong not, and you shall not be wronged.(279)}Truthful Allah the Great [Al-Baqarah] 2:278-279. It clears to you that the spoken to whom Allah addresses them through His word the Most High: {But if you do (it) not, then be informed of war from Allah and His messenger; and if you repent, then you shall have your capital. Wrong not, and you shall not be wronged.(279)}Truthful Allah the Great [Al-Baqarah] 2:279.
{يَا أَيُّهَا الَّذِينَ آمَنُوا اتَّقُوا اللَّـهَ وَذَرُ‌وا مَا بَقِيَ مِنَ الرِّ‌بَا إِن كُنتُم مُّؤْمِنِينَ ﴿٢٧٨٨﴾ فَإِن لَّمْ تَفْعَلُوا فَأْذَنُوا بِحَرْ‌بٍ مِّنَ اللَّـهِ وَرَ‌سُولِهِ وَإِن تُبْتُمْ فَلَكُمْ رُ‌ءُوسُ أَمْوَالِكُمْ لَا تَظْلِمُونَ وَلَا تُظْلَمُونَ ﴿٢٧٩﴾} صدق الله العظيم [البقرة].
{فَإِن لَّمْ تَفْعَلُوا فَأْذَنُوا بِحَرْ‌بٍ مِّنَ اللَّـهِ وَرَ‌سُولِهِ وَإِن تُبْتُمْ فَلَكُمْ رُ‌ءُوسُ أَمْوَالِكُمْ لَا تَظْلِمُونَ وَلَا تُظْلَمُونَ ﴿٢٧٩﴾} صدق الله العظيم.

Only the war is diseases with which Allah afflicts them due to the supplication-call of His messenger and the oppressed ones the obliged to endure the multi-folds of usury, so the needy would supplicate against the wealthy ones from the owners of usury whom they devoured their money falsely then Allah afflicts them with diseases until He bolts out the added usury (along) with the capital to whom He pleases among them. And Allah the Most High said:

{So for the iniquity of the Jews, We forbade them the good things which had been made lawful for them, and for their hindering many (people) from Allah’s way.(160) And for their taking usury — though indeed they were forbidden it — and their devouring the property of people falsely. And We have prepared for the disbelievers from among them a painful chastisement.(161)}Truthful Allah the Great [Al-Nesã`a] 4:160-161
{فَبِظُلْمٍ مِّنَ الَّذِينَ هَادُواحَرَّ‌مْنَا عَلَيْهِمْ طَيِّبَاتٍ أُحِلَّتْ لَهُمْ وَبِصَدِّهِمْ عَن سَبِيلِ اللَّـهِ كَثِيرً‌ا ﴿١٦٠﴾ وَأَخْذِهِمُ الرِّ‌بَا وَقَدْ نُهُوا عَنْهُ وَأَكْلِهِمْ أَمْوَالَ النَّاسِ بِالْبَاطِلِ وَأَعْتَدْنَا لِلْكَافِرِ‌ينَ مِنْهُمْ عَذَابًا أَلِيمًا ﴿١٦١﴾} صدق الله العظيم [النساء].

O Ahmad Al-Sudani, the question that arise: Who are those that He afflicted them with diseases until they forbade for themselves what is delicious? They are the rich! But because of the diseases that He afflicted them with it they did not enjoy their money. Verily ponder once again. Allah the Most High said:

{So for the iniquity of the Jews, We forbade them the good things which had been made lawful for them, and for their hindering many (people) from Allah’s way.(160) And for their taking usury — though indeed they were forbidden it — and their devouring the property of people falsely. And We have prepared for the disbelievers from among them a painful chastisement.(161)}Truthful Allah the Great [Al-Nesã`a] 4:160-161
{فَبِظُلْمٍ مِّنَ الَّذِينَ هَادُوا حَرَّ‌مْنَا عَلَيْهِمْ طَيِّبَاتٍ أُحِلَّتْ لَهُمْ وَبِصَدِّهِمْ عَن سَبِيلِ اللَّـهِ كَثِيرً‌ا ﴿١٦٠﴾ وَأَخْذِهِمُ الرِّ‌بَا وَقَدْ نُهُوا عَنْهُ وَأَكْلِهِمْ أَمْوَالَ النَّاسِ بِالْبَاطِلِ وَأَعْتَدْنَا لِلْكَافِرِ‌ينَ مِنْهُمْ عَذَابًا أَلِيمًا ﴿١٦١﴾} صدق الله العظيم [النساء].

And I do not find in Allah’s decisive Book the grand Quran that Allah threatened the owners of needs whom the necessity compelled them to endure the extra usury so the pay it unjustly and falsely against them, and for if you could bring to us one verse that Allah threatened in it the insolvent with the revenge; in fact you will find the opposite — O Ahmad; you will find Allah defending the insolvent and say to the rich who takes usury: Do not take from the straitened the usury extra over the right. And Allah the Most High said:

{And if (the debtor) is in straitness, let there be postponement till (he is in) ease. And that you remit (it) as alms is better for you, if you only knew.}Truthful Allah the Great [Al-Baqarah] 2:280
{وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَى مَيْسَرَةٍ وَأَن تَصَدَّقُواْ خَيْرٌ لَّكُمْ إِن كُنتُمْ تَعْلَمُونَ} صدق الله العظيم [البقرة:280].

In fact (Allah) says to the rich if you gave charity to the straitened then you forgave him from the money that he has as loan to him from before; so if you pardoned him surely the loan will change into a loan to Allah then He increases the charities. Confirming with the word of Allah the Most High:

{And if (the debtor) is in straitness, let there be postponement till (he is in) ease. And that you remit (it) as alms is better for you, if you only knew.}Truthful Allah the Great [Al-Baqarah] 2:280
{وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَى مَيْسَرَةٍ وَأَن تَصَدَّقُواْ خَيْرٌ لَّكُمْ إِن كُنتُمْ تَعْلَمُونَ} صدق الله العظيم [البقرة:280].

O Ahamd, if the needy finds the loan without paying the extra usury he would not have gone to the people of interest of usury, but he may not find who would lend him money to fulfill his need without interests, then he goes to take money so the owner of the money makes condition against him to return it with usury that is added over the capital. And for that Allah the Most High said:

{But if you do (it) not, then be informed of war from Allah and His messenger; and if you repent, then you shall have your capital. Wrong not, and you shall not be wronged.}Truthful Allah the Great [Al-Baqarah] 2:279
{فَإِنْ لَمْ تَفْعَلُوا فَأْذَنُوا بِحَرْبٍ مِنَ اللَّهِ وَرَسُولِهِ وَإِنْ تُبْتُمْ فَلَكُمْ رُءُوسُ أَمْوَالِكُمْ لَا تَظْلِمُونَ وَلَا تُظْلَمُونَ} صدق الله العظيم[البقرة:279].

I do not find in Allah’s Book that Allah prohibits the needy to take loan money with usury, I only find that Allah prohibits the one who gave the loan to not take the usury that is added over the capital. Confirming with the word of Allah the Most High:

{And for their taking usury — though indeed they were forbidden it — and their devouring the property of people falsely. And We have prepared for the disbelievers from among them a painful chastisement.(161)}Truthful Allah the Great [Al-Nesã`a] 4:161
{وَأَخْذِهِمُ الرِّبَا وَقَدْ نُهُوا عَنْهُ وَأَكْلِهِمْ أَمْوَالَ النَّاسِ بِالْبَاطِلِ وَأَعْتَدْنَا لِلْكَافِرِينَ مِنْهُمْ عَذَابًا أَلِيمًا} صدق الله العظيم [النساء:161].

In regard to the needy, indeed by Allah I do not find in Allah’s decisive Book that he has burden of an atom’s weight; in fact it is against who took the added usury. In fact Allah blames those who devour the people’s money falsely.Confirming with the word of Allah the Most High:

{And for their taking usury — though indeed they were forbidden it — and their devouring the money of people falsely. And We have prepared for the disbelievers from among them a painful chastisement.(161)}Truthful Allah the Great [Al-Nesã`a] 4:161
{وَأَخْذِهِمُ الرِّبَا وَقَدْ نُهُوا عَنْهُ وَأَكْلِهِمْ أَمْوَالَ النَّاسِ بِالْبَاطِلِ وَأَعْتَدْنَا لِلْكَافِرِينَ مِنْهُمْ عَذَابًا أَلِيمًا} صدق الله العظيم [النساء:161].

And peace be upon the messengers, and praise be to Allah Lord of the worlds..
Your brother the Imam Mahdi Nasser Mohammad Al-Yemeni.
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E : https://www.awaited-mahdi.com/showthread.php?p=239366

A : https://www.awaited-mahdi.com/showthread.php?p=53689

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